Water damage restoration in Michigan
- 710 ZIP codes covered in Michigan
- 1 city guides
- Free referral, no obligation
What causes water damage in Michigan
Basement and sewer flooding
Storms in August 2014 and June 2021 flooded tens of thousands of basements across metro Detroit.
Frozen pipes and ice dams
Lake-effect snow and sub-zero cold affect West Michigan and the north.
High water tables and lake levels
Homes near the Great Lakes and inland lakes deal with rising groundwater in wet years.
Homes and how they are built
Nearly every Michigan home has a basement, and many in Detroit and its inner suburbs date from the 1920s to the 1950s. Thousands of cottages up north are closed for winter.
When it happens
Freeze and ice dam season runs December through March. Basement flooding peaks with spring thaw and summer cloudbursts.
Rules and insurance in Michigan
Residential builders and maintenance and alteration contractors are licensed by the state Department of Licensing and Regulatory Affairs.
In every state, homeowners insurance excludes rising floodwater, which needs a separate flood policy. See what homeowners insurance covers.
Where we can connect you in Michigan
As of October 5, 2026, independent restoration companies in our network cover 710 ZIP codes in 499 cities and towns in Michigan. Coverage changes often, so check your ZIP code.
City guides in Michigan
Covered places include: Grand Rapids, Detroit, Lansing, Flint, Kalamazoo, Saginaw, Ann Arbor, Muskegon, Warren, Dearborn, Troy, Southfield, Farmington, Sterling Heights, Livonia, Midland, Novi, Pontiac, East Lansing, Forest Hills, Traverse City, Rochester, Utica, Bloomfield Hills, Lake Orion, Holland, Wyoming, Saint Clair Shores, Royal Oak, Portage, Burton, Howell, Clinton Township, West Bloomfield, Waterford, Redford.
Services most relevant in Michigan
Basement flooding cleanup
Sump pump failures, seepage and storm water in basements.
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Sewage backup cleanup
Toilet overflows and sewer line backups (Category 3).
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Burst pipe cleanup
Frozen and failed pipes, supply lines and fittings.
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Ice dam water damage
Meltwater backing up under shingles in snow country.
Learn more →See all water damage services or what to do in an emergency.
Michigan at a glance
- Region
- Midwest
- Main causes
- Basement and sewer flooding; Frozen pipes and ice dams; High water tables and lake levels
- ZIP codes we cover
- 710
- Cities and towns covered
- 499
- Coverage data as of
- October 5, 2026
Questions from Michigan homeowners
Is basement sewer backup covered by insurance in Michigan?
Only if you have a water and sewer backup endorsement. After the 2021 Detroit floods many homeowners learned they did not.
How do I close a cottage for winter?
Shut off the water, drain the lines and water heater, and protect traps with non-toxic antifreeze, or keep the heat on with a temperature alarm.
How do I verify a builder's license?
Look up the residential builder or maintenance and alteration contractor license with the state licensing department.
Neighboring states
Water damage in Michigan?
Call and we'll connect you with an independent restoration company that serves your ZIP code. Free, no obligation.