Water damage restoration in Maryland
- 266 ZIP codes covered in Maryland
- 1 city guides
- Free referral, no obligation
What causes water damage in Maryland
Tidal flooding
Annapolis and Bay communities flood on high tides and in coastal storms.
Flash flooding
Ellicott City's Main Street was devastated by flash floods in 2016 and again in 2018.
Basement water and old pipes
Rowhouses in Baltimore and mid-century homes in the suburbs have aging plumbing and basements that take water.
Homes and how they are built
Baltimore is a city of brick rowhouses, many over a century old, with basements and shared walls. The Washington suburbs are dominated by post-war and newer homes with finished basements. The Eastern Shore is low-lying, with crawl spaces.
When it happens
Summer thunderstorms bring flash floods. Tropical systems arrive August through October, and freezes run December through February.
Rules and insurance in Maryland
Home improvement contractors must be licensed by the Maryland Home Improvement Commission. Coastal policies may carry a hurricane deductible.
In every state, homeowners insurance excludes rising floodwater, which needs a separate flood policy. See what homeowners insurance covers.
Where we can connect you in Maryland
As of October 5, 2026, independent restoration companies in our network cover 266 ZIP codes in 165 cities and towns in Maryland. Coverage changes often, so check your ZIP code.
City guides in Maryland
Covered places include: Silver Spring, Bethesda, Gaithersburg, Rockville, Bowie, Annapolis, Hagerstown, Frederick, Laurel, Hyattsville, Columbia, Upper Marlboro, Germantown, Ellicott City, Glen Burnie, Aspen Hill, Potomac, College Park, Greenbelt, Suitland, Beltsville, Temple Hills, Severna Park, Olney, Pasadena, South Laurel, Fort Washington, Takoma Park, Elkton, Chevy Chase, District Heights, Capitol Heights, Kensington, Baltimore, Curtis Bay, Clarksville.
Services most relevant in Maryland
Basement flooding cleanup
Sump pump failures, seepage and storm water in basements.
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Sewage backup cleanup
Toilet overflows and sewer line backups (Category 3).
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Burst pipe cleanup
Frozen and failed pipes, supply lines and fittings.
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Storm and flood cleanup
Rising water, flash floods and water driven in by storms.
Learn more →See all water damage services or what to do in an emergency.
Maryland at a glance
- Region
- Northeast
- Main causes
- Tidal flooding; Flash flooding; Basement water and old pipes
- ZIP codes we cover
- 266
- Cities and towns covered
- 165
- Coverage data as of
- October 5, 2026
Questions from Maryland homeowners
How do I check a contractor in Maryland?
Ask for the Maryland Home Improvement Commission license number and verify it online before signing a contract.
Water came through my rowhouse wall from next door. Who pays?
Each owner's policy usually covers their own property. If a neighbor's negligence caused it, the insurers sort that out between them. Report it to your insurer and document the source.
Does insurance cover a finished basement?
A burst pipe, yes. Groundwater and sewer backup, only with the right endorsement. Flood policies cover very little in basements.
Neighboring states
Water damage in Maryland?
Call and we'll connect you with an independent restoration company that serves your ZIP code. Free, no obligation.