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Jefferson County · KY

Water damage help in Louisville, KY

Louisville sits on the Ohio River with an old combined sewer system, so heavy rain backs water into basements. River flooding, storms and winter freezes add to it.
  • Areas: the Highlands, Germantown, St. Matthews, Old Louisville
  • 41 ZIP codes covered
  • Free referral, no obligation
Standing water covering the floor of a room
Stock photo

Homes in Louisville and how they leak

Old Louisville, the Highlands and Germantown have Victorian and shotgun houses from the late 1800s and early 1900s, with brick or stone basements and cast iron drains. The suburbs are ranch and two-story homes, many with finished basements.

Local issues that cause water damage

Basement backups

Combined sewers surcharge in downpours and push water up through floor drains. See sewage backup cleanup.

Ohio River flooding

Floodwalls protect much of the city, but low areas outside them and along tributaries still flood.

Storm damage

Tornadoes and windstorms damage roofs and let rain in.

Common calls in Louisville

Also available: emergency water damage steps and all water damage services.

Louisville at a glance

County or area
Jefferson County
Neighborhoods
the Highlands, Germantown, St. Matthews, Old Louisville, the West End
ZIP codes covered
41 ZIP codes. Use the ZIP checker below to confirm yours.
Who does the work
Independent local restoration companies

Questions from Louisville homeowners

What is a backwater valve?

A one-way valve on your sewer line that closes when the city sewer backs up. A licensed plumber can tell you whether your home can use one.

Can a shotgun house's old plaster be dried?

Usually. It dries slowly, so the crew should monitor it daily and remove only what has failed.

Is Ohio River flooding covered by homeowners insurance?

No. River flooding needs a flood policy. Homes behind the floodwall can still take water when rain can't drain while the river is high, and that is treated as flood or sewer backup.

Other cities we cover

See how Kentucky's weather, housing and rules affect water damage on the Kentucky page.

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Water damage in Louisville?

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